Money that moves when you do.
Ruckwise is the budgeting app built for service members. It reads your LES, gives every PCS move and deployment its own budget, and tells you what's safe to spend before the 1st and 15th.
SATURDAY, OCTOBER 17
Good evening, Specialist
SPENT THIS MONTH
$712.57
LEFT TO SPEND
$567
PAYDAY
13 days
1st & 15th
RECENT
PCS to Fort Carson
Nov 16 – 26 · In 30 days
YOUR REAL COST
$2,100
after $3,450 reimbursed
You can afford this
Set aside $1,050 per paycheck
CHECKLIST
Pay & LES
From your October LES
TAKE-HOME PER PAYCHECK
$1,509.80
ENTITLEMENTS
DEDUCTIONS
Tap the tabs to look around
6 military life planners
12,000+ banks through Plaid
AES-256 encrypted database
0 ads or trackers
Try it
Run the numbers on your next move.
These are the same calculations the app runs. Drag the sliders.
Your real cost
$2,100
Set aside $1,050 per paycheck
Reimbursed You pay
Extra money from this deployment
$0
- Special pays
- Federal tax you keep
- SDP interest (10%/yr)
In 20 years
$0
Your plan At 5% (full match)
Money runway after ETS
0 months
The SCRA caps it at 6%. You'd save
$0
a year, forgiven rather than deferred. Ruckwise writes the request letter.
Your APR 6% cap
DFAS · LEAVE AND EARNINGS STATEMENT · OCT
- Base pay—
- BAS—
- Federal tax—
- TSP—
- Leave—
Read entirely on your phone. The image is never uploaded.
Built around military life
Every budgeting app knows rent and groceries. Ruckwise also knows BAH, DLA and the 15th.
Day to day
Payday to payday, without the spreadsheet.
- Bank transactions arrive on their own, with pending, posted and released holds tracked.
- Alerts before a bill is due, when a budget hits 80%, and three days before cash runs low.
- Ask "Can I afford a $400 trip?" and get an answer from your real numbers.
REWARDS VISA · TODAY
Private by design
Your bank login never touches us. Your transactions never leave your control.
What a thief would get from our database:
Read-only through Plaid
You sign in to your bank through Plaid. We can see balances and transactions, and we can never move money.
Encrypted everywhere
HTTPS in transit, an AES-256 encrypted database, and bank keys encrypted again with a separate key.
Locked on your phone
An app passcode or Face ID, automatic locking, and hidden contents in the app switcher and screen recordings.
Not even our staff
Our admin tools show account details only. Members' transactions, balances and budgets are never visible to us.
Questions
Straight answers.
Is Ruckwise affiliated with the Army or the DoD?
No. Ruckwise is an independent app built for service members. It isn't affiliated with, endorsed by or operated by the Department of Defense or any branch.
Which banks does it work with?
Bank connections run through Plaid, which supports Navy Federal, USAA, PenFed and more than 12,000 other institutions. You can also add accounts by hand or import a CSV.
What does it cost?
The beta is free. We'll announce pricing before the public launch, and beta members will hear first.
Do you sell my data?
Never. No ads, no data brokers, no tracking tools, and your data isn't used to train AI. You can export or delete everything from the app. See our Privacy Policy.
Is this financial advice?
No. Ruckwise gives you estimates and organizes your money. For big decisions, confirm with your LES, DFAS, or your installation's Personal Financial Counselor.